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Federal Tax Estimator

Estimate your federal refund or amount owed.

Estimate federal income tax using wages, deductions, credits, withholding, and estimated payments.

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Estimate federal tax, compare deductions, calculate credits, project refunds or amounts owed, and review a detailed tax breakdown.

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Federal Tax Analysis

2025 Estimate

Single

Estimated Refund

$2,184

Taxable Income$58,250
Deductions$15,750
Effective Rate14.7%

Income & withholding

IRS-style estimate section

+

Adjustments & deductions

IRS-style estimate section

+

Credits & payments

IRS-style estimate section

+

Tax Summary

Live estimate

Refund

$2,184

Effective Rate

14.7%

Deduction

$15,750

Taxable

$58,250

Example Scenario

Example: Estimating Federal Taxes on $75,000 Income

If you earn $75,000 in wages, take the standard deduction, have federal withholding, and qualify for tax credits, this calculator can help estimate your federal tax, effective tax rate, marginal tax rate, refund, or amount owed.

Frequently Asked Questions

Common questions about this calculator

How do I estimate my federal tax refund?

Your federal tax refund depends on your income, deductions, credits, withholding, and estimated payments. If you paid more throughout the year than your final tax liability, you may receive a refund.

What affects whether I owe taxes?

You may owe taxes if your withholding or estimated payments are less than your final tax liability. Income changes, side income, deductions, credits, and filing status can all affect whether you owe or receive a refund.

What is the difference between effective tax rate and marginal tax rate?

Your effective tax rate is your total tax divided by taxable income. Your marginal tax rate is the rate applied to your next dollar of taxable income.

Do tax credits reduce the amount I owe?

Yes. Tax credits directly reduce your tax liability. Some credits are refundable, meaning they may increase your refund even if they reduce your tax below zero.

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